All posts by KSToth

Grateful to be raised in a home filled with lots of love, and siblings. I have enjoyed 25+ years of property management experience and in the past 10 years being a Realtor seems to go hand in hand. Serving for over 22 years as a Notary Public, with background in the legal field all things seem to fit well together. With all I do, I thank God, give back to the community and always do my best to do what is right.

Profiting from Trials

James 1:2-8

My brethren, count it all joy when you fall into various trials, knowing that the testing of your faith produces patience. But let patience have its perfect work, that you may be perfect and complete, lacking nothing. If any of you lacks wisdom, let him ask of God, who gives to all liberally and without reproach, and it will be given to him. But let him ask in faith, with no doubting, for he who doubts is like a wave of the sea driven and tossed by the wind. For let not that man suppose that he will receive anything from the Lord; he is a double-minded man, unstable in all his ways.

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Market Update for October

Transitory periods in the market are common this time of year, and after a persistent period of steady year-over-year climbs in sales metrics, recent low national numbers have not fulfilled what many predicted. But on a positive note, jobless claims have also been at low levels, coming in as the lowest number since 1973. As always, every market and situation is unique, so some numbers seen in national trends may not always line up with local markets.

New Listings were down 3.7 percent for Single Family homes but increased 0.4 percent for Townhouse-Condo properties. Pending Sales increased 23.4 percent for Single Family homes and 23.1 percent for Townhouse-Condo properties.

The Median Sales Price was up 3.0 percent to $582,000 for Single Family homes and 7.4 percent to $379,500 for Townhouse-Condo properties. Months Supply of Inventory decreased 31.6 percent for Single Family units and 37.1 percent for Townhouse-Condo units.

Interest rates are an area to pay attention to as rate hikes are widely expected before the year ends. The Federal Reserve Bank has skipped two opportunities to raise rates this fall, but the final meeting in December will likely include a minor rate hike. Although we are headed into a slower time of year, as housing activity goes, there are still many nuggets of optimism to mine from monthly figures.


Without Faith is impossible to please God.

Hebrews 11:6 But without faith it is impossible to please Him, for he who comes to God must Believe that He is, and that He is a rewarder of those who diligently seek Him. Placing God first in my life is a daily a choice I must make…… It helps me to know He will guide my steps, hears my prayers and I can Trust Him each day. 1 Peter 5:6&7 says: Therefore HUMBLE (submit our will) yourselves under the Mighty hand of God, that He may exalt you in DUE time. 7) Casting ALL your care upon Him, for He cares for you. You are not alone, God is an Universal God, He promises to never leave you nor forsake you. He loves you!

Riches Beyond Measure! Priceless with our Lord & Savior

I am so grateful to discover the wealth of riches above and beyond what this world considers.  Having faith in God,  as it is written in Hebrews 11:6  But without faith it is Impossible to please Him, for he who comes to God must BELIEVE that He is & that He is a Re-warder of those who Diligently seek Him!    Placing God first takes away all fear & doubt, He will direct your path in peace!